JOB DESCRIPTION

This job is responsible to develop and update risk management guideline, work closely with operation risk team, assisk risk manager to monitor risk appetite, review and monitoring risk tolereance and ongoing monitoring. 

DUTIES

• Assist Risk Managers to develop/update and effectively implement Credit Risk Management Policies & Guidelines and Program;
• Closely work with operational risk team on the implementation of Operational Risk Management Tools, such as KRI, LED, and so on;
• Join review Credit Policies/Procedures and relevant Guidelines with Credit Division to ensure control effectiveness and risk mitigation;
• Assist Risk Managers to monitor risk appetite and risk tolerance limit on an on-going basis;
• Assist Risk Managers to ensure Credit Policies/Procedures comply with all applicable regulations and relevant Laws/Prakas in Banking sector;
• Review and monitor the refreshing of credit risk ratings (CRR) if necessary;
• Actively participate on risk assessment for new credit product and amendment terms & conditions/tools/ guidelines/policies following New Product Approval Guideline;
• Assist Risk Managers to conduct Credit Stress Testing as per regulator’s requirement on a quarterly basis for the submission to NBC and Risk Management Committee (RMC);
• Evaluate portfolio at risk under stress conditions;
• Monitor Bank’s credit portfolio management and concentrations risk to advise BUs for changes in the Bank’s credit strategy, where necessary;
• Actively assist BUs to set internal portfolio concentration risk limits to avoid regulatory breach;
• Assist Risk Managers to engage in the discussion on the Credit Risk Concentration with respect to specific geographic location/industry/ sector, which will be reported to RMC.
• Actively engage in the discussion with BUs in establishing target market and risk acceptance criteria to meet BUs’ respective business planning and strategies;
• Assist Risk Managers to prepare and file Credit Risk Management monthly and quarterly reports for Risk Management Committee (RMC);
• Review loan classification and impairment provisioning;
• Review Restructuring and/or Rescheduling of Facilities Process flow;
• Review and validate Expected Credit Loss (ECL);
• Perform economy analysis & business news update, and
• Other tasks assigned by Risk Managers.

QUALIFICATIONS

• Completion of Bachelor Degree is required;
• At least 3 years of relevant experiences in Credit Management or related fields (Audit firm and BFIs are preferable.);
• Good knowledge and experience of Credit facilities and risk related;
• Good understanding of regulatory requirements;
• Possess ability in problem solving and negotiation skills;
• Be initiative, flexible, and having good interpersonal skills;
• Ability to work as a team - leadership skill;
• Attentions to detail and accuracy;
• Proficiency in Microsoft Office;
• Good communication skills both written and spoken;
• Good command of English both written and spoken

How to Apply

Interested Candidates may send their CV(s) and cover letter. to us by using the information detail.